Debt Negotiations/Counseling

Bankruptcy is not the only way to find relief for your financial problems.  You may be able to resolve your debts without filing by working with a seasoned counselor and negotiator to eliminate your debt in the manner that makes the most financial sense for you.  In other situations, bankruptcy may not eliminate all of your unsecured debts and you need assistance in addressing the debts that remain (for instance, student loans and income taxes).    

At Lodestone Legal Group, we take the time to get to know you and your unique financial situation.  We review your income and your expenses, discuss your present situation and future goals, and together determine your best options for negotiating your debts.  With this knowledge, we work with your creditors on your behalf to secure the best deal possible for you.

As a parallel to debt negotiation, we also counsel our clients on how to effectively devise and implement their own successful debt resolution plan.  We educate our clients about budgeting, debt repayment prioritization, and communicating and negotiating with creditors and their representatives.